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Why you need International Health Insurance Coverage

Problem for U.S. Citizens
Must U.S. based health plans, whether group or individual provide no or limited health insurance coverage while you travel or live outside of the continental U.S. Page two of every U.S. passport reads as follows under the heading of Health Insurance: Persons considering foreign travel should determine what health insurance if any, they have while outside the U.S. For more information, contact the U.S. Department of State Bureau of Consular Affairs.

Problem for Foreign Nationals
Your individual or Government sponsored health plans rarely extend coverage for medical expenses incurred outside of your home country. Medical treatment in the U.S. is very costly and is usually provided through private HMO's or managed care facilities, who may not recognize your insurer. Thus denying you and your family coverage, or they may demand up front payment prior to giving you treatment for your medical condition. Additionally, certain U.S. visa's require verification of health insurance coverage prior to coming




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